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HealthProtection
Insurance Quotes
Done Right.

Based in Essex, UK, FCA-regulated, and here to take the hassle out of finding the right cover for services such as health & life insurance.

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So you can spend less time worrying and more time living

Our Services

Independent Insurance Brokers, Trusted Advice. Real Choice.

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Health Insurance

We compare policies from a wide panel of UK health insurers to help you understand your options and choose private medical cover that fits your needs, budget and circumstances with clear, impartial guidance from an independent broker.

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Life Insurance

We help you compare life insurance policies from a range of UK insurers, explaining the options in plain English so you can choose cover that supports your family’s financial security and long-term plans, with guidance from an independent broker.

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Critical Illness Cover

We compare critical illness policies from a wide range of UK insurers and explain how they work, helping you understand the cover available if you’re diagnosed with a serious condition, with clear, independent guidance from a broker.

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Income Protection

We help you compare income protection policies from a panel of UK insurers, explaining how cover can replace a portion of your income if you’re unable to work due to illness or injury, with clear, impartial support from an independent broker.

Supporting you, wherever life takes you

Life doesn’t stand still and neither do we. From growing families to changing circumstances, we provide long-term guidance designed to support you through every stage of life, not just the day you take out your policy.

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Advice That Stays With You
 

We review your health insurance at renewal to help ensure your cover remains competitive, suitable for your needs, and aligned with the wider market over time.

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Professional Guidance at No Cost

We help you understand your options clearly and honestly, with straightforward guidance designed around your needs, budget, and priorities, all at no extra cost to you.

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We're Basically Part of the Family

Many of our clients have trusted us for years, often recommending us to family and friends. Our highly rated reviews reflect the personal support and service we’re proud to provide.

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Access to Leading UK Providers

We work with a wide range of leading UK health insurance providers, helping you compare cover options, policy benefits, and pricing more effectively to find the right fit for your needs.

Our blogs

Stay Informed, Stay Empowered

Explore expert advice, practical tips, and in-depth guides designed to help you make smarter financial decisions. 

our reviews

Trusted Guidance,
Proven Results

Don’t just take our word for it! See what our clients have to say about their experience working with us.

Mr Smith (google)

Greg at Assure-U has been our broker for more than 10 years now. We trust him implicitly as he has never failed to offer us the best options and to respond expediently to any requests that we make.

We cannot recommend Assure-U enough, they have integrity and our loyalty.

Oshauna (google)

As someone with little to no understanding of how health insurance works. Greg provided tremendous support, collecting information on what I felt was necessary and matching me with a policy to suit all my needs. He was very patient and explained everything meticulously (you can tell he really knows his stuff). I didn’t feel rushed, as he took his time to carefully answer all of my questions. Also I was not forced to proceed at any point. Due to my busy work and training schedule, he also provided flexibility in terms of times assigned to go through each stage of the process. Honestly! One of the best and I highly recommend!

Marc (google)

"worked tirelessly to put together a corporate scheme"

Had a great experience with Greg who worked tirelessly to put together a corporate scheme that met our requirements, liaising with the various providers and putting it all in place. Couldn't rate Greg's efforts enough. Really happy

Graham (google)

"Would have no hesitation in recommending him and his company"

My wife and were very pleased to be advised by Greg Webster of Assure-U to find a Private Health policy that matched our needs and budget. He has helped us now for a number of years and can be relied upon to answer any queries within a short space of time. He is always courteous and professional in his approach. Would have no hesitation in recommending him and his company

FAQs

Your Questions, Answered

Explore our FAQs to get answers to some of the most common questions about our services, processes, and how we can help you achieve your financial goals.

  • A broker helps you compare health insurance policies from a range of providers, explaining the details in plain English and helping you choose the right plan based on your health needs, lifestyle, and budget. Unlike a specific insurer, we work for you — not the insurance company.

  • Our services are completely free to you. We're paid by the insurers, but our advice remains independent. We only recommend plans that suit your needs — never based on commission.

  • Buying directly from an insurance company can mean missing out on better value or more suitable coverage. Brokers have access to a wider range of policies, including broker-only deals, and can identify exclusions or hidden costs that aren't obvious upfront. We help you make an informed decision with confidence, not guesswork.

  • Yes. Some insurers offer coverage options or underwriting styles that are more flexible around pre-existing conditions. We’ll walk you through what’s available, explain your options, and help you choose a policy that fits.

  • Absolutely. We can review your current plan for gaps, compare it against alternatives, and make sure you're getting the best value for money. Many of our clients save money or gain better cover just by switching at renewal.

  • We advise on a range of plans, including:

    • Individual private medical insurance

    • Family and children’s health plans

    • International and expat policies

    • High-level comprehensive cover

    • Budget-friendly or modular plans

    We tailor each recommendation to your personal needs and priorities.

  • Your coverage can often start within 24–48 hours after application, depending on the insurer and underwriting process. We'll guide you through every step, from quote to activation.

  • Moratorium underwriting delays coverage for pre-existing conditions for a set period (usually 2 years). Full medical underwriting requires you to disclose your full medical history upfront. We'll help you understand which option is better for your situation and which insurers handle each method fairly.

  • Your insurer handles the claim itself, but we’re here to support you if needed. As your broker, we can help chase up claims, explain policy terms, and act as a go-between if things get complicated.

  • The cost of life cover is influenced by several factors such as your age, smoking habits, lifestyle, and health condition. Typically, the younger you are, the lower the risk factor, resulting in a more affordable policy. Additional cost-saving strategies include selecting a fixed price policy that maintains a constant premium over time or choosing options that align with your financial circumstances.

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